About us

A Kenyan lender built on trust you can check.

BiiTrust Financial Services gives traders, farmers and families short, affordable credit — paid to M-Pesa, priced in the open and serviced by people who know them.

Why we exist

Small businesses keep local economies running, yet too often the only credit on offer comes with hidden deductions, confusing charges or lenders who disappear after the money is sent.

We started BiiTrust to do the opposite: lend in amounts that match a trader’s week, show the full cost before anyone signs, and stay beside every member with a named officer from their own branch.

We began in Chebole, Bomet County, and grow branch by branch — only as fast as we can serve each community well.

01

Transparent by default

Every rate and fee is published on this site and written on your agreement.

02

Responsible lending

We lend what a business can repay, and grow limits only as repayments prove it.

03

Your data, protected

We process data under the Data Protection Act, 2019 and share credit information only with licensed bureaus.